Choosing your investments

Once you have assessed your risk appetite and determined your investment goals, you can begin to narrow down your fund selection and choose the funds to put in your account. You can choose from equity funds, bond funds or multi-asset/total return funds. You can make your investment using an OEIC, a SICAV, or an investment trust.

Equity funds

Equity funds invest in the shares of a broad selection of companies, with investment decisions taken by professional fund managers. They are primarily used by investors looking to access the long-term growth potential of global stock markets, although some equity funds also produce a regular income.

Find out more about equity funds and how they can play a role in your investment portfolio.

Bond funds

Bonds are issued by governments, companies and other borrowers to raise money for a certain period of time. In return, the borrower pays the bond holder a regular income over the lifetime of the bond and promises to repay the lender when the bond matures. Bond funds can invest in bonds issued by a range of different borrowers, including governments and companies. They can be used by investors looking to generate a regular income, or for capital growth.

Find out more about bond funds and how they can play a role in your investment portfolio.

Multi-asset/total return funds

Multi-asset and total return funds can invest in equities, bond and other markets in an attempt to spread risk and take advantage of a wider range of investment opportunities. They can focus on long-term positive returns or on producing a regular income.

Find out more about multi-asset/total return funds and how they can play a role in your investment portfolio.

OEICs, investment trusts and SICAVs

The majority of the equity, bond and multi-asset/total return funds that we offer are open-ended funds, such as OEICs and SICAVs. However, we also offer access to investment trusts.

Find out more about OEICs, investment trusts and SICAVs.